Life and Health Insurance

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States File Lawsuits Over the New Health Care Law
Update Virginia launched its own legal attack on the new federal health care reform law. The Virginia Solicitor General argued in a Richmond federal court that Congress exceeded its Constitutional powers by requiring individuals to purchase health insurance. He argued that never in history has the federal ... READ MORE

New Scam - Unlicensed Heath Care Plans
The price of health care in the United States continues to increase. As a result, many Americans are either uninsured or are paying extremely high premiums. As usual, where there's desperation, a scam artist is ready to use the situation to take advantage of your fears. Scam artists, aware of the situation, ... READ MORE

Senate Passes Amendment to Cover Mammograms for Women Ages 40 to 49
Earlier this month, senators approved, in a 61 to 39 vote, an amendment to the healthcare reform bill that would require health insurers to cover mammograms for women ages 40 to 49. The bill would guarantee coverage of mammograms and other preventive screenings for women without a copay. US Preventive ... READ MORE

Sorting Out the New Breast Cancer Screening Advice
Women over 40 know the hassle, expense, and discomfort of having a yearly mammogram (breast x-ray). But we figure it's worth the trouble. We all know women touched by breast cancer, and want to do what we can to protect ourselves. Now a federal health advisory panel says regular mammograms don't need ... READ MORE

Refunds Offered for Michael Jackson Tickets
Update While holders of tickets to the "This Is It" tour may have had no problem getting refunds, that's not always the case. Take the Bret Michaels fans who bought tickets to a show scheduled in Syracuse, New York, last August. The show never came off. The promoter failed to make the advance payments ... READ MORE

The Time Is Now: Individual Healthcare Policies
Everyone has heard of the Affordable Care Act, also known as Obamacare. However, more than half of all uninsured Americans are currently unaware of exactly how and when it will affect them. The answer is dramatically - and soon. All individual Americans who are not provided with health insurance by their ... READ MORE

ACA and Medicaid Coverage
The Affordable Care Act is designed to provide health coverage for all Americans. It affects numerous programs. Among these is the most significant expansion of Medicaid coverage in almost 50 years. Initially, the ACA required that all states expand their Medicaid programs to include all individuals ... READ MORE

Do I Need Long-Term Care Insurance?
We all like to believe that we will be healthy and independent up until the day we die. The reality is quite different. Although Americans are living longer than ever before, these extra years are bringing with them significant health problems. At some point, 70 percent of those over age 65 will require ... READ MORE

Choosing Life Insurance
A life insurance policy is a contract between the policy owner and an insurer to pay benefits when a certain event happens, usually the death of the insured person. Life insurance often provides: A safety net for a person who has dependents, or Income during life You can buy a life insurance policy ... READ MORE

HMO Liability for Injuries on Denials of Coverage
Have you been injured or lost a loved one because a health maintenance organization ("HMO") delayed or denied a test, referral, or treatment? It's understandable to feel angry and want to sue the HMO for their part in the injury or death. But it's a lot more difficult than you might expect to successfully ... READ MORE


Get a Free Evaluation For Your Life And Health Insurance Case From a Local Attorney

Locating Life Insurance Policies

Has one of your family members recently passed away and you cannot locate a life insurance policy for that person? If so, technology is helping make locating life insurance policies easier. Recently, ... Read more

How to Determine Who the Life Insurance Beneficiary Is In an ERISA Life Insurance Claim?

One of the thorniest issues in life insurance law is how courts decide who is a beneficiary for purposes of being paid life insurance benefits.  For insurance policies that were sold to individua ... Read more

Aetna Denies Life Insurance Premium Waiver and Terminates Coverage – No Appeal by Employee – Survivors Claim Denied

Life Insurance Waiver of Premium Due to Disability When Laura Hawkins became disabled in 1982, she made a claim for a benefit under her employer’s life insurance plan called a “Waiver of P ... Read more

Mark Scherzer speaks at the 8th Annual C5 Summit

On Friday June 7th, Attorney Mark Scherzer spoke in his capacity as counsel for New Yorkers for Accessible Health Coverage at the 8th annual C5 Summit to discuss the implications of the Affordable Car ... Read more

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