Auto Insurance

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What are "No Pay, No Play" Car Insurance Laws?
Driving without car insurance can be more expensive than you think. Certain states have laws restricting an uninsured driver’s ability to recover compensation after a car accident. ... READ MORE

Why Do I Need Car Insurance?
Car insurance is expensive, but it helps protect you and your assets, and it provides piece of mind. Plus, it's the law. ... READ MORE

What is No-Fault Car Insurance?
In some states, and in certain situations, it won’t matter that you’re at-fault for purposes of car insurance coverage after an accident. ... READ MORE

Does Car Insurance Cover Assault at a Car Accident Scene?
When a "road rage" incident ends in a physical altercation after a car accident, drivers and others can suffer injuries, but that doesn't necessarily mean insurance will pay the medical bills. ... READ MORE

What are “Total Loss” Car Insurance Claims?
Total Loss Claims: the type of claim you make with your insurance company when your car is totaled in an accident. ... READ MORE

Car Accidents & Auto Insurance FAQs
Am I entitled to a rental vehicle and for how long? Are there any specific time limits for an insurance company to pay a claim? Can I require my insurance to authorize the use of original equipment parts when repairing my vehicle? My policy says they will return my damaged vehicle to " pre-accident condition." ... READ MORE

Car Accidents: Total Loss and Diminished Value Claims
If you’re involved in a car accident, and your vehicle incurs serious damage, one of the first things you need to understand is that the insurance company—whether it’s your own insurance carrier or the other driver’s—is going to place a dollar value on your vehicle. ... READ MORE

When to Make an Automobile Insurance Claim
You're obligated to report a car accident to your insurance company, but when should you start the claims process, and whose coverage should you file under? ... READ MORE

Washington Traffic Violations
Traffic violations are criminal acts that violate the rules of driving. Most violations are considered minor infractions. They usually won't have serious consequences. However, some violations, such as driving while under the influence, can be considered major criminal offenses. Also, minor violations ... READ MORE

Texas Traffic Violations
Traffic violations are criminal acts that violate the rules of driving. Most violations are considered minor infractions. They usually won't have serious consequences. However, some violations, such as driving while under the influence, can be considered major criminal offenses. Also, minor violations ... READ MORE

 

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Sadly - you "were told" alot of things that were simply wrong. You need to hire a lawyer ASAP to see what can be done and a claim made - but don't hold your breath, especially with no objective docume ...Read more

You will probably have to actually hire a lawyer to sort this out. 

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How Does the Insurance Fair Conduct Act (IFCA) Protect Washington State Dri

The Insurance Fair Conduct Act (IFCA), which was a voter approved initiative, took effect on Dec. 6, 2007. The law made it illegal for insurance companies to “unreasonably deny an insurance clai ... Read more

What to do When Insurers Act in “Bad Faith” in Personal Injury Cases

An insurance policy is a promise by an insurer to provide insurance protection to its policy holders. In addition to the duty to provide protection, the insurer must also negotiate and settle claims i ... Read more

What is Chronic Fatigue Syndrome?

The New York Metropolitan Area is filled with hard-working, intelligent professionals who have advanced in their careers reaping financial and career success. Because they are at such a high level, ev ... Read more

Denied Unum Claims – Another Unfair Claim Tactic

Most people making an individual disability claim for benefits under their Paul Revere or Provident policy don’t pay a whole lot of attention to Unum’s careful strategy of characterizing y ... Read more

Is Unum Changing the Wording of my Disability Contract?

The wording of your Paul Revere or Provident disability contract is as valuable as if it was written in gold. That’s because Unum, the mammoth company deciding your claim under these contracts, ... Read more

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