Lawyers.com > Discuss Your Legal Issue > Ask a Lawyer > Insurance > My car was totalled while parked on the side of the road. The Hartford insurance company is the insurer of the driver who hit it. They sent me a letter(pdf) stating to send some notorized information which I did. I did not have the titlee although i should? The paper works clearly states "If you have the title" send it also. If? I don't so, I sent everything else. I got back a letter sayiing it was not good enough and I needed the title to get reembursed. 2700.00 for the car. I called them and they will not budge. I don't have the resourses to get a new title. I am a full tiime student. It has been two months..

My car was totalled while parked on the side of the road. The Hartford insurance company is the insurer of the driver who hit it. They sent me a letter(pdf) stating to send some notorized information which I did. I did not have the titlee although i should? The paper works clearly states "If you have the title" send it also. If? I don't so, I sent everything else. I got back a letter sayiing it was not good enough and I needed the title to get reembursed. 2700.00 for the car. I called them and they will not budge. I don't have the resourses to get a new title. I am a full tiime student. It has been two months..

1 Answers. Asked on Feb 29th, 2016 on Insurance - Connecticut
More details to this question:
I just would like to know if I am screwed or not. Is there some step I could take other than the title which again, would take some time to get.
Answers Showing 1 out of 1
Answered on Mar 07th, 2016 at 12:15 PM

Obviously the Insurance company does not want to pay someone who can not prove he is the owner.  The owner can make another claim if they pay the worng person.  Also since they are actually paying to buy your car they want the title so that they can salvage the car.   If you dont have the titlte you can probably get oine from the DMV but you will have to go there and pay a small fee for a relacement title.  Good luck.

Lawrence H. Adler, Esq. Adler Law Group, LLC 860-282-8686

Report Abuse
Insurance
Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
Have an Insurance Question?
It’s Free & Easy.
Ask a Lawyer
Top Contributing Lawyers
Mark Tischhauser, Esq.

Attorney - Florida

311 Answers, 20 Legal Topics

Patrick Johnson

Attorney - Tennessee

223 Answers, 44 Legal Topics

Michael D. Siegel

Attorney - New York

183 Answers, 25 Legal Topics

Anthony John Van Zwaren, Esq.

Attorney - New Jersey

107 Answers, 19 Legal Topics

Lori Nevias

Attorney - New York

75 Answers, 27 Legal Topics

Mr. Max L. Rosenberg

Attorney - Connecticut

69 Answers, 33 Legal Topics

Bruce Robins

Attorney - New York

64 Answers, 9 Legal Topics

Have a legal question?
Get answers from local attorneys.
It's free and easy.
Ask a Lawyer
Do It Yourself Legal Forms
Go

Popular Forums