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My 2016 health insurance automatically renewed without my consent. What legal options are there?

1 Answers. Asked on Dec 30th, 2016 on Insurance - Connecticut
More details to this question:
They will not allow me to change my plan and are telling me I have to pay the amount I will be billed even though I did not accept it.
Answers Showing 1 out of 1
Answered on Jan 02nd, 2017 at 6:12 AM

Your health insurance renewal would be governed by the language in the original contract you signed. Most contracts are not automatically renewable. If you are part of a larger group such as one provided by an employer you will have little say in the coverages you receive and the renewal options. If you brought Private health insurance you certainly have leverage until you have paid them. My suggestion is to talk to your agent if you have one or get a lawyer to review the language in the agreement. You should have health insurance company directly provide you with the provision they are relying on to renew this without your consent.

Lawrence H. Adler, Esq. Adler Law Group, LLC 860-282-8686

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Insurance
Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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