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large insurance comanpy defrauding customers(myself)into insurance plans that are in compliance with ACA but fined when taxes due.

1 Answers. Asked on Apr 11th, 2017 on Insurance - Florida
More details to this question:
Inquired about health insurance coverage for my family through ACA, was immediately contacted from an agent working for Freedom Life Insurance. When meeting with agent we stated to him that we were going private with the understanding that we were in compliance with the laws. He assured us that the insurance offered and that we have paid for the last year and a half was in compliance. Contacted agent yesterday for tax verification form/proof we were covered. He told me that our plan wasn't in compliance but if we get fined to argue that it is. We and hundreds of others are being conned into think we have the min coverage paying thousands yearly, then come tax season we are told we might get fined. This company has complaints all over the internet for the same fraudulent issues as we are having. Ripping off families for thousands, conning people into thinking they are providing what we are believing is the min coverage required by law! Please help us to put a stop to this.
Answers Showing 1 out of 1
Answered on Apr 24th, 2017 at 4:43 AM

This will depend on the nature of the agent you spoke with. If a captive agent could be a claim against the carrier. If a non-captive agent you may have a claim against the individual agent/broker. You need to have this reviewd by a lawyer. 

All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.

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Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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