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Can I sue my medical insurance

1 Answers. Asked on May 30th, 2017 on Insurance - Connecticut
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My medical insurance refused 3 times to allow me to have an MRI almost a year ago I've been in excruciating pain since then seen many doctors been to the emergency room had physical therapy in march 2017 i finally got the MRI that I needed and was told that I need cervical fusion from C4 to C7 I'd like to know if I could sue my medical insurance company for denying my MRI I feel that I'm in excruciating pain now because of them this matter could have been taken care of a long time ago had I gotten the MRI that I needed
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Answered on Jun 05th, 2017 at 5:41 AM

If your doctor wrote up the need for the MRI correctly and your insurance company pursuant to the contractual terms was required to do the MRI or that reasonably should have done so you do have a legal claim to sue the insurance company for the extra year of your pain and suffering. If the outcome of your surgery is the same regardless of when you had the MRI that would cut off your damages. The terms of your insurance policy will ultimately dictate if you have a lawsuit.

Lawrence H. Adler, Esq. Adler Law Group, LLC 860-282-8686

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Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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