Property Insurance



Property Insurance is insurance on real property for protection against most risks, hazards, and perils, such as fire, theft, and some storm and weather damage. Property insurance can also include specialized forms of insurance such as flood and earthquake insurance. Property is generally insured in the manner of open perils, which covers all causes of loss not specifically excluded in a policy, or named perils, which covers only causes of loss listed in a policy. Property can be valued through loss of use, replacement value, and market value methods. Commercial property insurance is often bundled with liability insurance, which protects your business assets if the business is sued for bodily injury or property damage.

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Property Insurance Articles
State Specific Resources
-  State Codes and Statutes Websites-  State Condominium and Unit Property Information
-  State Landlord & Tenant Information-  State Real Property Codes & Statutes Websites
 
Articles
-  Property Insurance and Your Small Business-  Insurance Coverage for Loss of Use of Your Home
-  Homeowner's and Renter's Insurance: When is a Case Closed?-  Insurance Coverage and Losses from Natural Phenomena
-  Homeowner's and Renter's Insurance: Making Repairs and Your Homeowners Insurance Claim-  Insurance Coverage for Personal Property
-  My Insurance Company Went Bankrupt - Now What?-  Crime Prevention: Protect Yourself and Your Family
-  Insurance Coverage and Exclusions for Earth Movement-  Homeowner's and Renter's Insurance: Can I Recover Money for Pain and Suffering?
-  Missing a Payment on Your Insurance Policy-  Disagreeing with an Adjuster on a Property Insurance Claim
-  Insurance Coverage and Exclusions Under Anti-Concurrent Clauses-  Insurance Coverage and Exclusions for Named Perils
-  Insuring Your Home or Rental-  Dealing with Insurance Companies
-  Insurance Coverage and Exclusions for Faulty Workmanship-  Insurance Policy Lapses
-  Homeowner's and Renter's Insurance: Deductibles-  Insurance Coverage and Replacement Costs
-  Hiring A Contractor-  Filing a Natural Disaster Insurance Claim
-  Home Repair Scams-  What is My Homeowner's or Renter's Insurance Claim Worth?
-  Retiring and Health, Life & Homeowners Insurance-  Homeowner's and Renter's Insurance: Is It Too Late to File a Claim?
-  Insurance Coverage and Actual Cash Value-  When a Disaster Hits Your Home-Based Business
 
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Ask a Lawyer - Insurance Law questions answered by leading lawyers
Is air conditioning units considered part of a building or personal property?
I had 2 large airconditioning units, permantly installed, that were stolen for the copper. They also destroying the air ducts while stealing the units. My insurance company refuses to pay for damagages, citing that theft is excluded. I say that while the units were stolen, they damaged my building. This is commercial property.
We live in a moble home park, with an Moble Home Assocation. Do we need Libilaty Insurance to cover
Without ins would each person whom lives in the park be sued if a person got hurt during a park function? Or does the park owners liabitity ins cover a Moble home Assocation function where someone got injured?
If I Hire an Attorney for an Automotive accident case & I feel that he is not Proactive in my claim
I am told that until i see an neuroserguon out of my own pocket, being my general doctors already used up my $15,000 on PIP & Med pay, that he will not even start to file on my Uninsured motorist policy being I was hit from behind by an uninsured motorist. I am disabled with no income and being im a veteran my attorney says goto VA to be seen, and I told him that if they even do see me, it may take three to six months minimum to even see a doctor. I''ve already seen a Neurologist, Pain Specialist and Ortho Chiropractor and all say Im Disabled, but my attorney doesn''t accept Ortho Chiropractor as reliable doctor even tho I have seen him for years and he has a Neuro background also. I feel that my attorney is not taking my claim serious or with heart because I received out of months only one call from him and thats after I wrote an E-mail to him regarding his lack of communication. I have to find out everything from other sources before my attorney. I wish to go to another Law Firm.
I WOULD LIKE TO KNOW IF MY EMPLOYER IS REQUIRED TO OFFER ME COBRA INSURANCE WHEN THEY LET ME GO?
Does the Affordable Care Act extending parents'' coverage to children age 18 thru 26 make the parent
Laboratory Corporation of America insist the policy holder is the responsible party. Local Doctors and health facilities list the adult patient as the responsible party.
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Property Insurance Lawyer Web Sites
 
 -  West Virginia Insurance Law - Mcqueen Davis PLLC
 -  Mississippi Law - Cumbest, Cumbest, Hunter & Mccormick, P.A.
 -  Missouri Lawyers - Case, Rajnoha & Boudreau
 -  Stearns County Attorney - Kelm & Reuter, P.A.
 -  Maui County Law - Tateishi & Pascual, Attorneys A Law Corporation