Life and Health Insurance

Life and Health Insurance group plans are frequently offered as an employee benefit. Individual insurance plans may also be purchased. Life insurance is a contract to pay a beneficiary, in return for a premium, a specified amount of benefits upon the death of the policy holder, or under other circumstances specified in the policy. Life Insurance protects the family, dependants or survivors of the insured and provides a measure of financial security after his or her death. Health insurance is insurance against loss by sickness or bodily injury. Health Insurance helps cover health care expenses, including doctor visits, tests, admission into hospitals, surgeries and other medical treatments.

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choate lien

a lien that requires no further action to be made enforceable and that identifies the lienor, the property subject to the lien, and the amount of the lien

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