Insurance Basics

Get a Free Evaluation For Your Insurance Case From a Local Attorney

Economy is Down Insurance Fraud is Up
Clever or unscrupulous, no matter how you characterize it, no one likes to fall victim to fraud and scams. Unfortunately, we're all likely to be victimized even if we never actually come across someone who's cutting corners to make a buck. Insurance Fraud Generally, fraud occurs when someone intentionally ... READ MORE

Claims Adjusters: Roles, Duties and Interests
Your interaction with an insurance company will most likely be limited to contact with a "claims adjuster," so it's important to understand the critical role these individuals play in the claim process. ... READ MORE

Dealing with Insurance Companies
Before you make any kind of insurance claim -- and certainly before you talk with an adjuster -- here's what you need to know. ... READ MORE

Finding An Insurance Lawyer
You may already have a list of prospective lawyers. Before you go any further, take a few more minutes to make sure that you are looking for the right kind of lawyer. There are all kinds of lawyers who practice in the insurance area. As some general guidelines, keep in mind the following: If you're fighting ... READ MORE

Guide to Who's Who in Insurance Adjusting
Property damage to your home or business can have devastating consequences. If you're insured, that's good news. But it's just the start of the recovery process. Whether the loss results from a common natural disaster, like a hurricane, earthquake, or tornado, or a fire or other peril, the first step ... READ MORE

Insurance Policy Lapses
Insurance policies, whether they are life, health, disability or homeowners' insurance policies, have premiums which must be paid in order to keep the policy in effect. Sometimes the insured pays the premiums, and sometimes the insured's employer pays the premiums. If you are thinking about retiring ... READ MORE

Meeting With An Insurance Lawyer
Treat your first meeting as a business consultation. Dress well and be prompt. Be polite and courteous. You will want to impress the lawyer, just as he or she will be trying to impress you. Give a lawyer the chance to get to know you. Don't feel compelled right off the bat to blurt out everything you ... READ MORE

Missing a Payment on Your Insurance Policy
Most insurance policies require that insurance premiums be paid either at the beginning of the policy period or at designated times during the policy period. If the insured misses a payment, the insurance policy usually lapses unless the insurer agrees to accept a late payment and continue the policy. ... READ MORE

Preparing to Meet with An Insurance Lawyer
It can be a big waste of time for both you and the lawyer if you aren't prepared for your first meeting. Since business lawyers usually charge by the hour, being unprepared will also end up costing you money because it will take longer for the lawyer you hire to get up to speed on your legal matter. ... READ MORE

Reinsurance, known as the insurance for insurance companies, is insurance that an insurer purchases to protect itself against exposure to large risks. The reinsurance process helps insurance companies spread and share risk against catastrophic loss. By spreading risk, reinsurance allows the insurance ... READ MORE


Get a Free Evaluation For Your Insurance Case From a Local Attorney

Lawyers from our extensive network are ready to answer your question

Insurance Questions

Filter by

There is something missing here as it makes little sense that a lender repossess a vehicle or obtain forced coverage when there was no lapse in coverage and any change in converage was timely provided ...Read more

Consult with counsel about investigating other sources of recovery like UM coverage

Oh heavens above! Making an 18 y/o adult pay his own way? However will he survive? This is not a legal question. This is a family squabble. As an adult if your B/F doesnt like how his mother treats hi ...Read more

See more Insurance Questions

What is Chronic Fatigue Syndrome?

The New York Metropolitan Area is filled with hard-working, intelligent professionals who have advanced in their careers reaping financial and career success. Because they are at such a high level, ev ... Read more

Denied Unum Claims – Another Unfair Claim Tactic

Most people making an individual disability claim for benefits under their Paul Revere or Provident policy don’t pay a whole lot of attention to Unum’s careful strategy of characterizing y ... Read more

Is Unum Changing the Wording of my Disability Contract?

The wording of your Paul Revere or Provident disability contract is as valuable as if it was written in gold. That’s because Unum, the mammoth company deciding your claim under these contracts, ... Read more

Leveraging Disability Litigation with Civil RICO Claims

In the 1980’s, the federal statute RICO, or the Racketeer Influenced and Corrupt Organizations Act, was widely reported as the silver bullet used to take down organized crime. The RICO statute i ... Read more

When insurers won’t pay: Huntington Beach man sues Aetna

When insurers won’t pay: Huntington Beach man sues Aetna after treatments denied from ... Read more

See more  (750 Blogs on Insurance)

Get Professional Help

Find a Insurance lawyer
Practice Area:
Zip Code:
How It Works
  1. Briefly tell us about your case
  2. Provide your contact information
  3. Connect with local attorneys

Talk to an attorney

How It Works

  1. Briefly tell us about your case
  2. Provide your contact information
  3. Choose attorneys to contact you