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My health insurance denied benefits to my husband because we are in a same sex marriage relationship in New York

1 Answers. Asked on Dec 06th, 2013 on Insurance - New York
More details to this question:
I have insurance thru my job, blue cross blue shields, I live and work in NY my human resources manager told me I can't add my husband in my plan only because this insurance in base in South Carolina and that state do not recognize same sex marriage, but I live in New York married here with my husband, please tell me what I can do. I need to know what are my chances, I don't think is fare not to be able to add my husband since I am marry in NY and be recognized as state and federal system.Please help.
Answers Showing 1 out of 1
Gerry M. Wendrovsky at Law Office of Gerry Wendrovsky
Licenced in NY
Answered on Dec 10th, 2013 at 3:54 PM

It is quite possible that if you have this denial expressly in writing, you may have sufficient evidence to bring a lawsuit alleging that this insurance carrier just violated state, and possibly federal law. A carrier that does business in New York has to follow New York law. You should consult with qualified local counsel.

Gerry Wendrovsky, Esq.- Upper West Side Divorce Lawyer

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Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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