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How long does a primary beneficiary of life insurance have to collect before the secondary beneficiary gets the pay out?

1 Answers. Asked on Feb 05th, 2017 on Insurance - Florida
More details to this question:
My father passed away two years ago. He forgot to change the beneficiary on the life insurance to my name but he did change it in his will. What the policy states trumps what is stated in the will. Nobody in the family has seen the primary beneficiary in over 10 years and don't have any way of contacting this person. I am the secondary beneficiary and I am in legal comtrol of his estate. How long does the primary beneficiary have to come forth before the secondary beneficiary (me) can claim the money?
Answers Showing 1 out of 1
Answered on Feb 06th, 2017 at 7:47 AM

There is no inherent time frame. This may well be addressed within the terms of the life insurance. You may need to hire an insurance lawyer to address this and possible file suit to see if a court ruling may help. 

All responses are NOT to be considered legal advice nor to be relied upon in any as such nor to establish any form of attorney/client relationship. Opinions expressed are solely informational and not a substitute for proper legal advice provided by a properly retained after thoroughly researching the issues presented.

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Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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