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"Fire in my kitchen caused alleged smoke and rental damage neighbors apartment", my neighbors insurance suing me,they served summons , $23000,respond

1 Answers. Asked on Nov 08th, 2016 on Insurance - New York
More details to this question:
Please advise me how to self defence. Fire happened accidental, no one was using stove. My neighbor's insurance company suing me.
Answers Showing 1 out of 1
Answered on Nov 14th, 2016 at 1:49 PM

Did you have homeowner's/renter's insurance? If so, please contact your insurance company ASAP and send the legal papers to them. As part of your insurance premium, the carrier must defend you in the lawsuit and pay any damages (up to your policy limits) you may be held liable for. If you did not have insurance, you must retain a lawyer who can answer the lawsuit for you so that a default judgment is not entered against you. Please let me know if you have any other questions. 

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Insurance enables people and companies to reduce the risk of suffering a catastrophic financial loss. Insurance attorneys offer a variety of services to both individuals and small businesses. For example, paying a small health insurance premium protects you in the event you are in an accident or diagnosed with a health condition that requires expensive treatment. Individual consumers may commonly purchase health insurance, automobile insurance, homeowner's insurance and/or renter's insurance. Businesses need a variety of policies to protect both their property and the company in the event of a lawsuit. Your insurance lawyer can review your existing policies and advise you on additional policies or coverage that may be necessary to protect you or your company from potential risks. Insurance law firms can also help you challenge insurance claims that have been denied in "bad faith," or in violation of the terms and conditions of the policy. And insurance lawyers can represent you if you are sued for something that is covered by an existing insurance policy.
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