Insurance transfers and allocates risks from the person taking the policy or "the insured" to the insurance company or "insurer." An insurance policy is a special agreement between the insurer and the insured. To be enforceable, the insurance policy must meet all of the usual requirements of a contract and, in addition, the insured must have an "insurable interest" in the subject matter being insured, such as property, life, and health. Businesses usually carry basic property insurance and commercial liability policies. But they may also carry fidelity insurance, business interruption insurance, and directors and officer's liability insurance. Please read on to find an insurance attorney, insurance lawyer, or to learn more about insurance law.

Find an Insurance attorney in your area.

Auto Insurance Life Health Insurance Natural Disasters Property Insurance

Do-it-Yourself Legal Forms

-   Last Will and Testament -   Pet Protection Agreement

-   -   Power of Attorney

-   Living Will -   Workplace Injury and Illness Incident Report

Ask a Lawyer - Insurance Law questions answered by leading lawyers When Is An Insurance Policy Considered Cancelled? If someone cancelled a life insurance policy, but died before the notice reached the main office would the policy be considered cancelled? Would the rider of this account (the executor) have any legal right to the money? Husband owns 95 van that wasnt used often because he wasnt working so we just have liability on vehi The full coverage placed Aug 6th van stolen Aug 9th,called police they dont come out for that we went to station filed police report sent everything in into insurance company they are denying claim because car didnt have any repairs! Police report wasnt made on scene!Prior insurance was only liability(we didnt need full coverage & cant afford it if hes not working).What do I do now can I hire a lawyer and take the insurance company to court? Do go to small claims court? I have a dog that jumped on a delivery person and he is saying she bit him. I dont have insurance THE DELIVERY PERSON CAME INTO MY YARD WHILE MY DOG WAS LEASHED AND THERES A SIGN THAT SAYS BEWARE OF DOG. HE WAS FEEDING HER COOKIES,SHE WAS JUMPING UP TO GET MORE COOKIES,HE IS SAYING SHE BIT HIM. tHE DOG OFFICER SAID IT WAS SO MINOR HE COULDNT TELL IF IT WAS A BITE OR NOT. WHAT DO I DO? I was just contacted by my ex-husband's company that I am the beneficiary on his life insurance poli My ex-husband remarried 5 years ago and his new wife wants me to sign away my rights to the life insurance policy, she claims that the terms in my divorce papers states that I'm not entitled to any retirement or insurance policies. Will I have to sign over this insurance policy to his new wife? My father was covered in a group insurance policy through his employer. he was diagnosed with prosta Month Later, has the operation, everything well. Until, 2 weeks later gets a letter stating that he was not covered at the time of the operation. Calls insurance company and asks why and they tell him nothing. they say that they cant tell him anything because he was not the Head of the group policy( His Employer). His employer will not talk to my father about it. Wont tell him if he made a late payment or anything. My Question is_ What can my father do to avoid $75,000+ Bill that the insurance approved coverage for in the first place? view more...